This oven baked 5 ingredient refried bean dip with cream cheese is creamy, cheesy, and packed with flavour! It's the ultimate game day snack and also delicious served at dinner parties and potlucks.

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This is a crowd-pleasing appetizer for any gathering! Every time I make this dip, it's gone quickly because of how tasty it is. I love making it for game days and the Super Bowl because it can feed a lot of people, and everyone loves it.

Recipe Ingredients
- Cream Cheese: Softened cream cheese makes the dip super creamy.
- Sour Cream: The sour cream adds a slightly tangy flavour and helps loosen the dip so it's not too thick, making it easy to dip into.
- Taco Seasoning: A pack of taco seasoning adds a Mexican flavour to this Mexican refried bean dip.
- Refried Beans: Canned refried beans add flavour and texture to the dip.
- Cheddar Cheese: Shredded cheddar cheese makes it super cheesy.
See the recipe card below for the ingredient measurements.

Alternative Ingredients
This is a quick 5 ingredient recipe, but there is a ton of unique ways to make bean dip. Listed are some alternative ingredient options and optional mix-ins to really make it your own!
- Salsa: Add some salsa or Rotel for extra flavour.
- Tex-Mex Cheese: Switch up the cheese with a variety of typical Mexican cheese blends like Tex-Mex.
- Hot Sauce: Add a little heat to the dip by mixing in your choice of hot sauce.
- Jalapenos: Chop up some jalapenos is another great way to add a little kick to this dip.
- Ground Beef: For extra flavour, texture, and protein, cooked ground beef mixed into the dip would taste amazing.
- Fresh Herbs: Consider chopping up some fresh cilantro, parsley, or green onions to garnish the dip with after baking.
Step-by-Step Instructions
Step 1. Prepare: Preheat the oven to 350 degrees Fahrenheit.
Step 2. Mix: Add the softened cream cheese, sour cream, and taco seasoning to a large bowl, and mix with an electric hand mixer until smooth. Fold in the refried beans with a rubber spatula, and then 1 cup of cheddar cheese.






Step 3. Bake: Transfer the dip to an 8-inch baking dish (or equivalent small baking dish) and sprinkle with the remaining 1 cup of cheddar cheese. Bake on the middle rack uncovered for 25-30 minutes.


How to Serve
Warm bean dip goes great served with a variety of tortilla chips and corn chips, such as Doritos, Fritos, etc. It also tastes yummy dipped with fresh cut veggies like celery and carrots.
Storage and Leftovers
Store any leftovers covered in plastic wrap or tin foil (once cooled) in the fridge for up to 1 week. Leftovers can be reheated in the microwave uncovered or in the oven at 350 degrees Fahrenheit.
Bored with leftover dip? Repurpose the leftovers as a bean spread for burrito wraps or quesadillas - you won't regret it!

Slow Cooker Option
This dip can also be made in a slow cooker, just cream together the cream cheese, sour cream, and taco seasoning, then fold in the beans and cheese. Next, transfer the dip to a Crockpot and cook on high for 1 - 1 and ½ hours.
Related Recipes
Some other Mexican-inspired dips you may like are this black bean dip, easy queso, spicy 5 ingredient guac, this boat dip with taco seasoning, and this baked Mexican street corn dip too!
More easy and warm chip dips you might enjoy is this four ingredient spinach dip, buffalo chicken dip, loaded baked potato dip, warm spinach dip, and this baked crab dip too!
Print📖 Recipe
5 Ingredient Refried Bean Dip with Cream Cheese
- Total Time: 30 minutes
- Yield: 8
- Diet: Vegetarian
Description
This 5 ingredient refried bean dip with cream cheese is creamy, cheesy, and perfect for sharing!
Ingredients
- Cream Cheese: 4 oz, softened
- Sour Cream: 1 cup
- Taco Seasoning: 1 package
- Refried Beans: one 16 oz can
- Cheddar Cheese: 2 cups, shredded
*Tortilla chips for serving
Instructions
- Prepare the oven: Preheat the oven to 350 degrees Farenheight.
- Make the bean mixture: Add the softened cream cheese, sour cream, and taco seasoning to a large bowl, and mix with an electric hand mixer until smooth. Fold in the refried beans with a rubber spatula, and then 1 cup of cheddar cheese.
- Bake the dip: Transfer the dip to an 8-inch baking dish (or equivalent small baking dish) and sprinkle with the remaining 1 cup of cheddar cheese. Bake on the middle rack uncovered for 25-30 minutes.
Notes
Use softened cream cheese. If the cream cheese is cold and not at room temperature, it will be challenging to mix and cause clumps in the dip. It's never too late to soften cream cheese, and you can learn how to easily soften cream cheese in various ways!
Bake uncovered. This will ensure the cheese properly melts and gets crispy and golden on the edges.
Nutrition facts are for informational purposes only. We are not responsible for any errors. We have tested the recipe for accuracy, but your results may vary. Please note that this is not medical or nutrition advice. Seek advice from a licensed professional if you need advice. We are not liable for any damages caused by your use of this content.
- Prep Time: 5 minutes
- Cook Time: 25 minutes
- Category: Appetizer, dip
- Method: Bake
- Cuisine: Mexican









Carlo says
Great dip and so easy to make.