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    Home » Recipes » Appetizers and Snacks

    5 Ingredient Refried Bean Dip with Cream Cheese

    Published: Jan 5, 2025 · Modified: Jun 20, 2025 by Andrea · This post may contain affiliate links · 1 Comment

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    Jump to Recipe·Print Recipe·5 from 1 review

    This oven baked 5 ingredient refried bean dip with cream cheese is creamy, cheesy, and packed with flavour! If you like this dip, you'll love this black bean dip too!

    Refried bean dip in a white baking dish with a tortilla chip dipped into it.
    Jump to:
    • Why you'll love this recipe
    • Recipe Ingredients
    • Step-by-Step Instructions
    • Kitchen Equipment
    • Storage and Leftovers
    • Alternative Ingredients
    • Helpful Tips
    • Frequently Asked Questions
    • Related Recipes
    • 📖 Recipe
    • 💬 Comments

    This is a crowd-pleasing appetizer for any gathering! Every time I make this dip, it's gone quickly because of how tasty it is. I love making it for game days and the Super Bowl because it can feed a lot of people, and everyone loves it.

    If you love warm chip dips, try this four ingredient spinach dip, baked Mexican street corn dip, buffalo chicken dip, loaded baked potato dip, warm spinach dip, baked crab dip, and cheese dip for nachos too!

    A tortilla chip dipped in bean dip with cheese pulling from it.

    Why you'll love this recipe

    • Easy: All you need is five ingredients to make this delicious dip!
    • Quick: It comes together effortlessly in just three simple steps!
    • Perfect for sharing: There's lots to go around, and your friends and family will love snacking on it at any occasion!

    Recipe Ingredients

    • Cream Cheese: Softened cream cheese makes the dip super creamy.
    • Sour Cream: The sour cream adds a slightly tangy flavour and helps loosen the dip so it's not too thick, making it easy to dip into.
    • Taco Seasoning: A pack of taco seasoning adds a Mexican flavour to this Mexican refried bean dip.
    • Refried Beans: Canned refried beans add flavour and texture to the dip.
    • Cheddar Cheese: Shredded cheddar cheese makes it super cheesy.

    See the recipe card below for the ingredient measurements. 

    Ingredients needed to make the dip including sour cream, cream cheese, cheddar cheese, taco seasoning, and canned refried beans.

    Step-by-Step Instructions

    Step 1. Prepare: Preheat the oven to 350 degrees Fahrenheit.

    Step 2. Mix: Add the softened cream cheese, sour cream, and taco seasoning to a large bowl, and mix with an electric hand mixer until smooth. Fold in the refried beans with a rubber spatula, and then 1 cup of cheddar cheese.

    Sour cream, cream cheese, and taco seasoning in a bowl.
    Sour cream, cream cheese, and taco seasoning mixed in a bowl.
    Sour cream, cream cheese, taco seasoning blended with refried beans on top in a bowl.
    Sour cream, cream cheese, taco seasoning and refried beans mixed in a bowl.
    Sour cream, cream cheese, taco seasoning, and refried beans mixed in a bowl with shredded cheese on top.
    Sour cream, cream cheese, taco seasoning, refried beans, and shredded cheese mixed in a bowl.

    Step 3. Bake: Transfer the dip to a small baking dish and sprinkle with the remaining 1 cup of cheddar cheese. Bake on the middle rack uncovered for 25-30 minutes.

    Unbaked refried bean dip in a white baking dish topped with shredded cheddar cheese.
    Baked refried bean dip in a white baking dish.

    Kitchen Equipment

    • Mixing Bowl: For making the dip.
    • Electric Hand Mixer: For mixing.
    • Can Opener: This is for opening the canned refried beans.
    • Cheese Grater: For shredding the cheese.
    • Masuring Cups and Spoons: These are used to measure the ingredients.
    • Baking Dish: 8x8 or other small baking dish.

    Storage and Leftovers

    Store any leftovers covered in plastic wrap or tin foil (once cooled) in the fridge for up to 1 week. Leftovers can be reheated in the microwave uncovered or in the oven at 350 degrees Fahrenheit.

    Alternative Ingredients

    • Salsa: Add some salsa or Rotel for extra flavour.
    • Tex-Mex Cheese: Switch up the cheese with a variety of typical Mexican cheeses like Tex-Mex.
    • Hot Sauce: Add a little heat to the dip by mixing in your choice of hot sauce.
    A tortilla chip dipped in bean dip with a cheese pull.

    Helpful Tips

    • Use softened cream cheese. If the cream cheese is cold and not at room temperature, it will be challenging to mix and cause clumps in the dip. It's never too late to soften cream cheese, and you can learn how to easily soften cream cheese in various ways!
    • Bake uncovered. This will ensure the cheese properly melts and gets crispy and golden on the edges.

    Frequently Asked Questions

    Should bean dip be refrigerated?

    Yes, any leftovers should be stored in the fridge as there is dairy in this recipe.

    How long to bake refried bean dip?

    The bean dip will take approximately 25-30 minutes in a preheated oven at 350 degrees Fahrenheit.

    Can I freeze refried bean dip?

    You can freeze it, however the texture may be slightly different when thawed. It should also be completely cooled before freezing.

    Related Recipes

    Some other dips you may enjoy are this creamy boat dip with taco seasoning, jalapeno corn dip, spicy 5 ingredient guac, spicy black bean dip, nacho cheese dip, mango habanero salsa, and redneck caviar.

    Print

    📖 Recipe

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    Refried bean dip in a white baking dish with a tortilla chip dipped into it.

    5 Ingredient Refried Bean Dip with Cream Cheese


    5 Stars 4 Stars 3 Stars 2 Stars 1 Star

    5 from 1 review

    • Author: Andrea
    • Total Time: 30 minutes
    • Yield: 8
    • Diet: Vegetarian
    Save Recipe Recipe Saved
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    Description

    This 5 ingredient refried bean dip with cream cheese is creamy, cheesy, and perfect for sharing!


    Ingredients

    Units
    • Cream Cheese: 4 oz, softened
    • Sour Cream: 1 cup
    • Taco Seasoning: 1 package
    • Refried Beans: one 16 oz can
    • Cheddar Cheese: 2 cups, shredded

    *Tortilla chips for serving


    Instructions

    1.  Prepare: Preheat the oven to 350 degrees Farenheight.
    2. Mix: Add the softened cream cheese, sour cream, and taco seasoning to a large bowl, and mix with an electric hand mixer until smooth. Fold in the refried beans with a rubber spatula, and then 1 cup of cheddar cheese.
    3. Bake: Transfer the dip to a small baking dish and sprinkle with the remaining 1 cup of cheddar cheese. Bake on the middle rack uncovered for 25-30 minutes.

    Equipment

    Image of Small Baking Dish

    Small Baking Dish

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    Notes

    Scroll up to the full blog post for recipe tips, FAQ’s and storage information.

    Nutrition facts are for informational purposes only. We are not responsible for any errors. We have tested the recipe for accuracy, but your results may vary. Please note that this is not medical or nutrition advice. Seek advice from a licensed professional if you need advice. We are not liable for any damages caused by your use of this content.

    • Prep Time: 5 minutes
    • Cook Time: 25 minutes
    • Category: appetizer, dip
    • Method: bake
    • Cuisine: mexican

    Did you make this recipe?

    Do you have questions? Did you enjoy it? I'd love to hear from you in the comment section below!


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    Comments

    1. Carlo says

      September 11, 2025 at 8:08 am

      Great dip and so easy to make.

      Reply

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    Recipe rating 5 Stars 4 Stars 3 Stars 2 Stars 1 Star

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    Hi & Welcome!

    I'm Andrea, the recipe developer, food photographer, blogger, and creator of Cup of Flour. Here I share all my tried and true recipes, all made with basic ingredients. I'm so happy you're here!

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